Cruelty to dumb animals is one of the distinguishing vices of low and base minds. Wherever it is found, it is a certain mark of ignorance and meanness; a mark which all the external advantages of wealth, splendour, and nobility, cannot obliterate. It is consistent neither with learning nor true civility.
We feel led to caution . . . against forming the bad habit of incurring debt and taking upon themselves obligations which frequently burden them heavier than they can bear, and lead to the loss of their homes and other possessions. We know it is the fashion of the age to use credit to the utmost limit. . . . We, therefore, repeat our counsel . . . to shun debt. Be content with moderate gains, and be not misled by illusory hopes of acquiring wealth. . . . Let our children also be taught habits of economy, and not to indulge in tastes which they cannot gratify without running into debt.
Wilford Woodruff (1807 - 1898)
Source: James R. Clark, Messages of the First Presidency, 3:144-45
The information revolution has changed people's perception of wealth. We originally said that land was wealth. Then we thought it was industrial production. Now we realize it's intellectual capital. The market is showing us that intellectual capital is far more important that money. This is a major change in the way the world works. the same thing that happened to the farmers during the Industrial Revolution is now happening to people in industry as we move into the information age.