I understand hell in two ways. First, there is the this-worldly hell I make for myself and others when I fail to act justly and with compassion. Second, there is the other-worldly hell invented by bullies who delight in sadistic fantasies of endless torture and use these fantasies to frighten others into yielding to their will. I take both hells very seriously.
Source: Rabbi Rami's Blog - http://www.spirituality-health.com/spirit/content/i-am-troubled-all-talk-hell-my-church-what-do-you-think-hell
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